Careers, job, debts and credit counseling are all things that you need to so to consider if you are seeking employment. Believe it or not any debts or credit counseling that you may have can definitely affect your future prospects and your career.

Many job seekers are not aware of this but more and more employers are checking into your credit reports before they will hire you. This is because your credit report reflects information like careers, job, debts and credit counseling and tells the potential employer how trustworthy and credible you are.

For instance you might not realize this but an attempt to get out of debt by getting credit counseling as opposed to declaring bankruptcy does not look that hot on a credit report. In fact for the duration of your counseling, this activity will show up as a negative comment and a black mark on your report that often also plunges a personal credit rating to its very depths.

As landlords, insurance companies and mortgage lenders also report to your credit report the future employer can tell a lot about your general stability by looking at your rating and how many comments and negative marks are there. A potential employer can also tell how many times you were turned down for mortgages, loans or credits by looking at your report.

Checking into a credit report before you hire someone is a huge trend for human resources types and an increasingly popular one so when it comes to careers, jobs debts and credit counseling overall. To avoid being blindsided for a good job by your own credit history it is best to keep on your toes and be aware of what is going on in your life when it comes to these very important matters. The best way to do this is to order your free credit report from any of the three main credit-reporting companies - Equifax, Experian or TransUnion.