Suggestions of cards that are created and maintained for people with an imperfect credit history. Numerous cards that allow those with no credit to apply and successfully be granted a credit card in order to begin building up and improving their credit card history.

The first card offered is the Orchard Bank Gold MasterCard. This card comes with all the privileges and benefits of a normal gold card and reports to all 3 credit bureaus monthly. This monthly reporting can help improve your credit score. The annual fee is $79 and the late fee is $35. The card offers a 25 days grace period and an overlimit fee of $30. Thee APR is on the high end at 14.9%.

The next card on offer is the First Premier Bank Gold MasterCard. This card offers instant notification of approval and 24 hour access to their premiere quality customer service. There is a low APR on purchases, a 25 day grace period, a $25 late fee and a $25 overlimit fee. As with the Orchard Bank Gold MasterCard, a consumer needn't worry about his or her credit history in order to be considered for this card.

Another card suggested by Credit.com is the Centennial MasterCard. This card offers a low APR on purchased and quality customer service. It also has a 25 day grace period, a $25 late fee and a $25 overlimit fee. The site also recommends the Total Visa Card. This card offers an instant online decision as to acceptance and monthly reporting to all the major credit bureaus. You can access your account online for free 24 hours a day, 7 days a week. The annual fee is $48, the grace period is 25 days, the late fee is $29 dollars and the overlimit fee is $25.