Credit card debt is a serious matter that has ruined the lives of millions of people. It can be hard to find humor in a mounting pile of unpaid bills. However, sometimes we need a good laugh to relive the stress and remind ourselves that the best things in life are free….

Here are some jokes having to do with credit cards and debt…enjoy!

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"A man said his credit card was stolen, but he decided not to report it because the thief was spending less than his wife did."

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Larry King interviewed Satan on his radio/TV program. At one point during the interview, King asked Satan to describe the foulest deed he'd ever done. Satan refused to name one, pointing out that there had been so much destruction over the years, so many lives cut short, and so many wars and calamities that none stood out. But Larry King kept pestering. 'Surely, if you think hard enough, there must be one dastardly deed you are most proud of.' Satan thought for a moment, his eyes brightened, and he replied, 'Well, yes. I guess if I have to pick just one particularly evil thing I'm proudest of, it would be this: several years ago I invented credit cards.'"

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In March 1992, a man living in Newton near Boston, Massachusetts received a bill for his as yet unused credit card stating that he owed $0.00. He ignored it and threw it away. In April he received another and threw that one away too. The following month the credit card company sent him a very nasty note stating they were going to cancel his card if he didn't send them $0.00 by return of post. He called them and talked to them about the problem. They said it was a computer error and told him they'd take care of it.

The following month our hero decided that it was about time that he tried out the troublesome credit card figuring that if there were purchases on his account he could end this ridiculous predicament. However, in the first store that he produced his credit card in payment for his purchases he found that his card had been cancelled.

He called the credit card company who apologized for the computer error once again and said that they would take care of it. The next day he got a bill for $0.00 stating that payment was now overdue. Having spoken to the credit card company the previous day, he assumed the latest bill was yet another mistake he ignored it, trusting that the company would be as good as their word and sort the problem out.

The next month he got a bill for $0.00 stating that he had 10 days to pay his account or the company would have to take steps to recover the debt. Finally giving in, he thought he would play the company at their own game and mailed them a check for $0.00. The computer duly processed his account and returned a statement. It reported that he now owed the credit card company nothing at all. A week later, the man's bank called him asking him what he was doing writing a check for $0.00. After a lengthy explanation the bank replied that the $0.00 check had caused their check processing software to fail. The bank could not now process ANY checks from ANY of their customers that day because the check for $0.00 was causing the computer to crash.

The following month the man received a letter from the credit card company claiming that his check had bounced and that he now owed them $0.00. Furthermore, unless he sent a check by return of post they would be taking steps to recover the debt.

The man, who had been considering buying his wife a computer for their anniversary, bought her a typewriter instead.

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At a grocery store in Milpitas, they have new credit card/bank card readers at the checkout stands. If you don't know how to orient your card to swipe it through the reader, the checkout person will say, "Strip down, face toward me."

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I was signing the receipt for my credit card purchase when the clerk noticed that I had never signed my name on the back of the credit card. She informed me that she could not complete the transaction unless the card was signed. When I asked why, she explained that it was necessary to compare the signature on the credit card with the signature I just signed on the receipt. So I signed the credit card in front of her. She carefully compared that signature to the one I signed on the receipt. As luck would have it, they matched.

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So you have received a credit card application? You know what it says, but do know what it really means?

What it says: "You have demonstrated financial responsibility..." What it means: You're breathing!

What it says: "Our membership is difficult to obtain..." What it means: Death row prisoners are not eligible... in most states!

What it says: "We have shortened the application process..." What it means: "We need lots of new members fast or we'll go out of business!"