Refinance Your Home Mortgage, Eliminate Bad Credit Cheaply & Get A Better Financing Rate!
Bad things happen to good people. You have bad credit… well that is the past so get over it! You need to make a change now. Don’t look at what happened to you and have it go over and over in your head. Break that broken record. That will only cause more stress then you can handle and additional headaches.
You need to take action now and move forward in your life with a new attitude and eliminate bad credit scores.
Check your Credit Report
Your first step is to pull your credit report to see what the damage is. There are three credit bureaus that collect data on you: TransUnion, Equifax and Experian.
You need to receive a report from each of the three agencies to see what they are saying about you. A lot of times, they have incorrect info on you, but it is your responsibility to tell them.
Each bureau is required to provide you with one free credit report per year if you request. Here is a link to receive a copy of the FREE Credit Report from each of the credit agencies:
Bad things happen to good people. You have bad credit… well that is the past so get over it! You need to make a change now. Don’t look at what happened to you and have it go over and over in your head. Break that broken record. That will only cause more stress then you can handle and additional headaches.
You need to take action now and move forward in your life with a new attitude and eliminate bad credit scores.
Check your Credit Report
Your first step is to pull your credit report to see what the damage is. There are three credit bureaus that collect data on you: TransUnion, Equifax and Experian.
You need to receive a report from each of the three agencies to see what they are saying about you. A lot of times, they have incorrect info on you, but it is your responsibility to tell them.
Each bureau is required to provide you with one free credit report per year if you request. Here is a link to receive a copy of the FREE Credit Report from each of the credit agencies:
2 Comments:
I haven't followed the mortgage mess too closely, but it seems there's plenty of blame to go around. Mortgage companies have been very aggressive (and possibly deceptive?) in their marketing of $0 down, interest-only, second mortgages, and ARMs. But ultimately, nobody made anyone sign a contract. You don't borrow $100,000 without knowing what you're getting into. Just because somebody tells you that you can afford it doesn't mean you can.
If mortgage lenders have been deceptive, they should be held accountable. But borrowers themselves have to also be held accountable for their greedy and short-sighted choices. And I share your resentment over having to pay for other people's folly.
I haven't followed the mortgage mess too closely, but it seems there's plenty of blame to go around. Bad credit mortgages companies have been very aggressive (and possibly deceptive?) in their marketing of $0 down, interest-only, second mortgages, and ARMs. But ultimately, nobody made anyone sign a contract. You don't borrow $100,000 without knowing what you're getting into. Just because somebody tells you that you can afford it doesn't mean you can.
If mortgage lenders have been deceptive, they should be held accountable. But borrowers themselves have to also be held accountable for their greedy and short-sighted choices. And I share your resentment over having to pay for other people's folly.
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